At Skogman Insurance, we are committed to protecting the privacy of our clients and website visitors. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website, www.skogmanins.com, or use our services.

The processing of your personal information, which includes any data that may reasonably identify you ("Personal Information"), is necessary for fulfilling our contractual obligations to provide insurance services to you. This processing is also essential for protecting our legitimate business interests and ensuring compliance with the legal and financial regulatory requirements to which Skogman Insurance is subject.

By using our website or engaging with our services, you consent to the collection, storage, use, disclosure, and other forms of processing of your Personal Information as outlined in this Privacy Policy.

We strongly encourage our users to review this Privacy Policy carefully and use it to make informed decisions about how your personal information is handled by Skogman Insurance.

We may collect the following types of personal information from you:

• Personal Identification Information: Name, email address, phone number, mailing address, and other similar contact information.
• Insurance Information: Policy details, claim history, and other relevant data to provide insurance services.
• Browser Data: IP address, browser type, referring/exit pages, and other technical data automatically collected through cookies and similar tracking technologies.

At Skogman Insurance, we do not rent, sell, or share Users' personal information with third parties except as described in this Privacy Policy.

We may use your information for the following purposes:

• Communicating with you – Sending notices regarding our services, providing technical information, and addressing any customer service issues you may have.
• Providing updates – Communicating with you to keep you informed of our latest services and offerings.
• Advertising – Serving advertisements when you use our website (see more under "Advertisements").
• Marketing – Promoting our services and products (see more under "Marketing").
• Analytics – Conducting statistical and analytical assessments to improve the performance and functionality of our website.

In addition to the uses listed above, we may transfer or disclose Personal Information to our subsidiaries, affiliated companies, and subcontractors as needed to deliver our services.

We may also share Personal Information with trusted third-party providers, who may be located in various jurisdictions, for purposes such as:

• Hosting and operating our website;
• Providing our services – Including the personalized display of content on our site;
• Storing and processing information on our behalf;
• Assisting with advertisements and helping evaluate the success of our advertising campaigns, including retargeting users;
• Providing marketing offers and promotional materials related to our services;
• Performing research, technical diagnostics, or analytics to enhance our services.

We may also disclose information if we believe in good faith that such disclosure is necessary to:

1. Comply with applicable laws, regulations, legal processes, or governmental requests;
2. Enforce our policies (including agreements), including investigating potential violations;
3. Investigate, prevent, or take action regarding illegal activities, fraud, or security issues;
4. Establish or exercise our legal rights or defend against legal claims;
5. Prevent harm to the rights, property, or safety of Skogman Insurance, our users, or others;
6. Cooperate with law enforcement or protect intellectual property or other legal rights.

As a user of Skogman Insurance, you have the right to:

• Receive confirmation as to whether personal information concerning you is being processed and access your stored personal information along with supplementary details.
• Request a copy of the personal information you directly provided to us, in a structured, commonly used, and machine-readable format.
• Request rectification of any inaccurate or incomplete personal information under our control.
• Request the deletion of your personal information, subject to certain conditions.
• Object to the processing of your personal information, where applicable.
• Request that we restrict the processing of your personal information under certain circumstances.
• Lodge a complaint with a supervisory authority if you believe your privacy rights have been violated.

Please note that these rights are not absolute and may be subject to Skogman Insurance’s legitimate business interests and legal or regulatory obligations.

We will retain your personal information for as long as necessary to provide our services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our policies. Retention periods will be determined taking into account the type of information that is collected and the purpose for which it is collected, bearing in mind the requirements applicable to the situation and the need to destroy outdated, unused information at the earliest reasonable time. Under applicable regulations, we will keep records containing client personal data, account opening documents, communications and anything else as required by applicable laws and regulations. 

We may rectify, replenish or remove incomplete or inaccurate information, at any time and at our own discretion.

We and our trusted partners use cookies and other technologies in our related services, including when you visit our Site or access our services. 

A "cookie" is a small piece of information that a website assign to your device while you are viewing a website. Cookies are very helpful and can be used for various different purposes. These purposes include allowing you to navigate between pages efficiently, enable automatic activation of certain features, remembering your preferences and making the interaction between you and our Services quicker and easier. Cookies are also used to help ensure that the advertisements you see are relevant to you and your interests and to compile statistical data on your use of our Services. 

The Site uses the following types of cookies:

a. 'session cookies' which are stored only temporarily during a browsing session in order to allow normal use of the system and are deleted from your device when the browser is closed; 

b. 'persistent cookies ' which are read only by the Site, saved on your computer for a fixed period and are not deleted when the browser is closed. Such cookies are used where we need to know who you are for repeat visits, for example to allow us to store your preferences for the next sign-in; 

c. 'third party cookies' which are set by other online services who run content on the page you are viewing, for example by third party analytics companies who monitor and analyze our web access.

Cookies do not contain any information that personally identifies you, but Personal Information that we store about you may be linked, by us, to the information stored in and obtained from cookies. You may remove the cookies by following the instructions of your device preferences; however, if you choose to disable cookies, some features of our Site may not operate properly and your online experience may be limited.

We also use a tool called “Google Analytics” to collect information about your use of the Site. Google Analytics collects information such as how often users access the Site, what pages they visit when they do so, etc. We use the information we get from Google Analytics only to improve our Site and services. Google Analytics collects the IP address assigned to you on the date you visit sites, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Google’s ability to use and share information collected by Google Analytics about your visits to this Site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy .

Our policy only addresses the use and disclosure of information we collect from you. To the extent you disclose your information to other parties or sites throughout the internet, different rules may apply to their use or disclosure of the information you disclose to them. Accordingly, we encourage you to read the terms and conditions and privacy policy of each third party that you choose to disclose information to. 



This Privacy Policy does not apply to the practices of companies that we do not own or control, or to individuals whom we do not employ or manage, including any of the third parties which we may disclose information as set forth in this Privacy Policy. 

At Skogman Insurance, we take great care in implementing and maintaining the security of our website and your personal information. We employ industry-standard procedures and policies to ensure the safety of the data we collect and retain, including encryption, secure servers, and firewalls. These measures are designed to prevent unauthorized access, misuse, or disclosure of your personal information. Additionally, we require any third parties with whom we share information to adhere to similar security standards, in compliance with this Privacy Policy.

While we take reasonable steps to safeguard your information, no security system is infallible. We cannot guarantee absolute protection against unauthorized access or malicious activity. Skogman Insurance is not responsible for the actions of individuals who gain unauthorized access or misuse our Site, and we make no warranty, express or implied, that such access will be completely prevented.

We may use your Personal Information, such as your name, email address, telephone number, etc. ourselves or by using our third party subcontractors for the purpose of providing you with promotional materials, concerning our services, which we believe may interest you. 

Out of respect to your right to privacy we provide you within such marketing materials with means to decline receiving further marketing offers from us. If you unsubscribe we will remove your email address or telephone number from our marketing distribution lists. 



Please note that even if you have unsubscribed from receiving marketing emails from us, we may send you other types of important e-mail communications without offering you the opportunity to opt out of receiving them. These may include customer service announcements or administrative notices.

We understand the importance of protecting children’s privacy, especially in an online environment. The Site is not designed for or directed at children. Under no circumstances shall we allow use of our services by minors without prior consent or authorization by a parent or legal guardian. We do not knowingly collect Personal Information from minors. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at skogman@skogmanins.com.

If you have any general questions about our website, the information we collect about you, or how we use it, please contact us at:

Skogman Insurance
417 1st Ave SE
Cedar Rapids, IA 52401
Phone: 319-366-6288
Email: skogman@skogmanins.com

Last Modified: September 9, 2024